Regular Saver

TSB Monthly Saver Review

A regular saver from TSB, letting you save up to £250 a month for 1 year. It ranks 22nd of 48 regular savers we track.

1 year

5.00%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Monthly limit

£250

Max balance

No limit

Access

Instant

Interest paid

Annually

How It Stacks Up

Ranks 22nd of 48

Regular savers we track

Just below average
This account 5.00%
UK CPI (Aug 2026)
3.10%
Pays 1.90% more
Average regular saver
5.05%
About the same
Best regular saver
8.00%
Pays 3.00% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare regular savers

A Good Fit For

  • Pro: Savers who want instant access
  • Pro: People who can save a set amount each month

Worth Weighing Up

  • Con: You can only pay in up to £250 a month

Good to Know

TSB current account

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Estimated returns with TSB's Regular Saver

What you could earn with TSB's Monthly Saver.

Estimated interest

£50 a month

£16.25

At 5% AER

£100 a month

£32.50

At 5% AER

£200 a month

£65

At 5% AER

£250 a month

£81.25

At 5% AER

Estimated over one year, if the rate stays the same and interest is left in. Assumes you pay in that amount every month for the full term.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on TSB Monthly Saver

Jonny PeaseCo-Founder, DepositScout

TSB's Monthly Saver pays 5.00%, which beats August 2026 CPI of 3.1% by 1.90%, but it sits below the regular saver market average and 3.00% behind the category leader at 8.00%. You can save between £25 and £250 a month, and the real catch is that any money you withdraw cannot be replaced, and closing early locks you out of opening another until the original account's first anniversary. If 5.00% is your target, Lloyds Bank and Bank of Scotland offer identical rates on their Monthly Savers.

2 alternatives to TSB's Monthly Saver

Same type of account, closest on rate.

Common questions about the Monthly Saver

D

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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