Protection
FSCS£120,000
Min balance
£1
Max balance
No limit
Access
Instant
Interest paid
Annually
Transfers in
Accepted
The Rate You'll Get
£1+
1.10%AER
0.90% without bonus
£25,000+
1.15%AER
0.95% without bonus
£50,000+
1.15%AER
0.95% without bonus
£100,000+
1.20%AER
1.00% without bonus
How It Stacks Up
Ranks 128th of 137
Cash ISAs we track
This account 1.10%
- UK CPI (Aug 2026)
- 3.10%
- Pays 2.00% less
- Average cash ISA
- 2.98%
- Pays 1.88% less
- Best cash ISA
- 4.87%
- Pays 3.77% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Trading 212
Cash ISA
4.60%
AER
- Pays 3.50% more than this TSB account
- Includes a 1.00% bonus for 12 months, then 3.60%
We may earn a commission if you open this account.
Pros and cons
- Pro: Savers who want instant access
- Con: Rate drops to 0.90% after 12 months
Good to Know
Open to UK residents aged 18 or over, with a minimum opening deposit of £1. Accounts can only be held in a sole name and can be opened via app (existing customers), online, or in branch.
Please verify all details with the provider – see our Disclaimer
See all TSB accounts
