Cash ISACompare 1 Year Fixed Rate Cash ISAs

Tipton & Coseley Building Society Fixed Rate ISA until 31.12.2027 (Mobile App Account) Review

A one-year cash ISA from Tipton & Coseley Building Society, with a £1,000 minimum deposit. It ranks 36th of 61 one-year cash ISAs we track.

Fixed rate · 14 months

4.45%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£250,000

Access

At maturity only

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 36th of 61

1-year cash ISAs we track

Average
This account 4.45%
UK CPI (Aug 2026)
3.10%
Pays 1.35% more
Average 1-year cash ISA
4.45%
About the same
Best 1-year cash ISA
4.98%
Pays 0.53% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: New and existing savers

Worth Weighing Up

  • Con: Your money is locked in for 14 months
  • Con: You need at least £1,000 to open it

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Estimated returns with Tipton & Coseley Building Society's Cash ISA

What you could earn with Tipton & Coseley Building Society's Fixed Rate ISA until 31.12.2027 (Mobile App Account).

Estimated interest

£1,000 saved

£52.11

At 4.45% AER

£5,000 saved

£261

At 4.45% AER

£10,000 saved

£521

At 4.45% AER

£250,000 saved

£13,027

At 4.45% AER

Estimated over the 14-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Tipton & Coseley Building Society Fixed Rate ISA until 31.12.2027 (Mobile App Account)

Jonny PeaseCo-Founder, DepositScout

This fixed ISA from Tipton & Coseley suits someone who wants a straightforward ISA transfer option and is comfortable locking money away until 31 December 2027 with no access whatsoever before maturity. At 4.45%, it sits below the cash ISA market average and is 0.80% behind the category leader at 5.25%, so it is not the sharpest rate around. It does beat August 2026 CPI of 3.1% by 1.35%, which at least means real returns. You need a minimum of £1,000 and can deposit up to £250,000, and the account requires the Tipton mobile app.

Compare Cash ISAs

2 alternatives to Tipton & Coseley Building Society's Fixed Rate ISA until 31.12.2027 (Mobile App Account)

Same type of account, closest on rate.

Common questions about the Fixed Rate ISA until 31.12.2027 (Mobile App Account)

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