Cash ISACompare 1 Year Fixed Rate Cash ISAs

Tipton & Coseley Building Society Fixed Rate ISA until 31.10.2027 (Mobile App Account) Review

A one-year cash ISA from Tipton & Coseley Building Society, with a £1,000 minimum deposit. It ranks 35th of 60 one-year cash ISAs we track.

Fixed rate · 1 year

4.45%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£250,000

Access

At maturity only

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 35th of 60

1-year cash ISAs we track

Just above average
This account 4.45%
UK CPI (Aug 2026)
3.10%
Pays 1.35% more
Average 1-year cash ISA
4.43%
About the same
Best 1-year cash ISA
4.97%
Pays 0.52% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: New and existing savers

Worth Weighing Up

  • Con: Your money is locked in for 1 year
  • Con: You need at least £1,000 to open it

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Estimated returns with Tipton & Coseley Building Society's Cash ISA

What you could earn with Tipton & Coseley Building Society's Fixed Rate ISA until 31.10.2027 (Mobile App Account).

Estimated interest

£1,000 saved

£44.50

At 4.45% AER

£5,000 saved

£222

At 4.45% AER

£10,000 saved

£445

At 4.45% AER

£250,000 saved

£11,125

At 4.45% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Tipton & Coseley Building Society Fixed Rate ISA until 31.10.2027 (Mobile App Account)

Jonny PeaseCo-Founder, DepositScout

This fixed ISA at 4.45% sits near the market average for cash ISAs, which is 0.80% behind the category leader at 5.25%, so it is not the sharpest rate available. That said, it does beat August 2026 CPI of 3.1% by 1.35%, meaning your money grows in real terms. The hard catch is that access is completely locked until 31 October 2027, so it suits savers who are confident they will not need funds before then. You need at least £1,000 to open, and transfers in are accepted.

Compare Cash ISAs

2 alternatives to Tipton & Coseley Building Society's Fixed Rate ISA until 31.10.2027 (Mobile App Account)

Same type of account, closest on rate.

Common questions about the Fixed Rate ISA until 31.10.2027 (Mobile App Account)

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