Protection
FSCS£120,000
Min balance
£100
Max balance
£250,000
Access
Instant
Interest paid
Yearly
Transfers in
Accepted
Rate Tiers
Standard (£100+)
2.05%AER
Below minimum operating balance
1.25%AER
Extra Ordinary Account rate applies for that calendar year
How It Stacks Up
Ranks 99th of 132
Instant access cash ISAs we track
This account 2.05%
- UK CPI (Aug 2026)
- 3.10%
- Pays 1.05% less
- Average instant access cash ISA
- 2.93%
- Pays 0.88% less
- Best instant access cash ISA
- 4.87%
- Pays 2.82% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Trading 212
Cash ISA
4.80%
AER
- Pays 2.75% more than this Teachers Building Society account
- Includes a 1.20% bonus for 12 months, then 3.60%
We may earn a commission if you open this account.
A Good Fit For
- Pro: New and existing savers
- Pro: Savers who want instant access
Worth Weighing Up
- Con: The rate is variable, so it can go down
- Con: Not flexible: money you withdraw can't be replaced without using more allowance
Good to Know
Withdrawals may be made at any time and without notice.
Please verify all details with the provider – see our Disclaimer
See all Teachers Building Society accounts
