Protection
FSCS£120,000
Min balance
£1
Max balance
£20,000
Access
Instant
Interest paid
Annually
Transfers in
Not accepted
How It Stacks Up
Ranks 81st of 131
Instant access cash ISAs we track
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.60% less
- Average instant access cash ISA
- 2.94%
- Pays 0.44% less
- Best instant access cash ISA
- 4.87%
- Pays 2.37% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Trading 212
Cash ISA
4.80%
AER
- Pays 2.30% more than this Progressive Building Society account
- Includes a 1.20% bonus for 12 months, then 3.60%
We may earn a commission if you open this account.
A Good Fit For
- Pro: New and existing savers
- Pro: Savers who want instant access
Worth Weighing Up
- Con: The rate is variable, so it can go down
- Con: It doesn't accept transfers in from other ISAs
Good to Know
Only for Northern Ireland residents aged 18+ (new customers and existing members). Regular-saving rules: open with £1 to 1/12 of the annual ISA allowance, then pay £1 to 1/12 of the allowance (about £1,666.66) each month by electronic transfer. From 1 March, any unused monthly allowance can be paid in as extra deposits, up to the £20,000 annual limit. You can miss one monthly payment a year. Any payment over the monthly cap is returned. Opened and run in branch, at an agency or by post, using a passbook. Progressive accepts subscriptions to only one of its cash ISAs per tax year.
Please verify all details with the provider – see our Disclaimer
See all Progressive Building Society accounts
