Teachers Building Society Easy Access Cash ISA for Everyone Review

An instant access cash ISA from Teachers Building Society. It ranks 101st of 132 instant access cash ISAs we track.

Variable rate

2.00%AER

Protection

FSCS£120,000

Min balance

£100

Max balance

£250,000

Access

Instant

Interest paid

Yearly

Transfers in

Accepted

Rate Tiers

Below £100

1.25%AER

Extra Ordinary Account rate applies for that calendar year

£100+

2.00%AER

How It Stacks Up

Ranks 101st of 132

Instant access cash ISAs we track

Well below average
This account 2.00%
UK CPI (Aug 2026)
3.10%
Pays 1.10% less
Average instant access cash ISA
2.93%
Pays 0.93% less
Best instant access cash ISA
4.87%
Pays 2.87% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.80%

AER

  • Pays 2.80% more than this Teachers Building Society account
  • Includes a 1.20% bonus for 12 months, then 3.60%
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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: Not flexible: money you withdraw can't be replaced without using more allowance

Good to Know

Withdrawals may be made at any time and without notice.

Please verify all details with the provider – see our Disclaimer

See all Teachers Building Society accounts

Estimated returns with Teachers Building Society's Cash ISA

What you could earn with Teachers Building Society's Easy Access Cash ISA for Everyone.

Estimated interest

£1,000 saved

£20.00

At 2% AER

£5,000 saved

£100

At 2% AER

£10,000 saved

£200

At 2% AER

£250,000 saved

£5,000

At 2% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Teachers Building Society Easy Access Cash ISA for Everyone

Jonny PeaseCo-Founder, DepositScout

Teachers Building Society's Easy Access Cash ISA pays 2.00% on balances of £100 or more, but that sits 3.25% below the best Cash ISA rate on the market at 5.25%, and 1.10% below CPI inflation of 3.1%, so your money loses purchasing power in real terms. If your balance dips below £100, the rate drops to 1.25% for that calendar year, which is a meaningful catch. Monzo's Instant Access Cash ISA pays 2.75% if you want easy access at a better rate.

Compare Cash ISAs

2 alternatives to Teachers Building Society's Easy Access Cash ISA for Everyone

Same type of account, closest on rate.

Common questions about the Easy Access Cash ISA for Everyone

D

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4.20% AER
4.75%
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