Protection
FSCS£120,000
Min balance
£1
Max balance
No limit
Notice
90 Days
Interest paid
Monthly
Rate Tiers
Online
4.33%AER
In branch or by post
4.07%AER
How It Stacks Up
Ranks 6th of 101
Notice accounts we track
This account 4.33%
- UK CPI (Aug 2026)
- 3.10%
- Pays 1.23% more
- Average notice account
- 3.53%
- Pays 0.80% more
- Best notice account
- 4.40%
- Pays 0.07% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A Good Fit For
- Pro: New and existing savers
- Pro: Savers who want a monthly income
Worth Weighing Up
- Con: You need to give 90 days' notice to withdraw
- Con: The rate is variable, so it can go down
Good to Know
Age 18+, sole or joint. New applicants must live in Wales; existing Swansea members anywhere in the UK can also open one. Online edition is opened and run only through Swansea's MyAccounts online service with no passbook. The branch edition is opened in branch or by post with a passbook. Society-wide maximum £1.5m.
Please verify all details with the provider – see our Disclaimer
See all Swansea Building Society accounts
