Bank of London and The Middle East 90 Day Notice Account Review

One of the best-paying notice accounts, from Bank of London and The Middle East, needing 90 days' notice, with a £10,000 minimum deposit. It ranks 3rd of 98 notice accounts we track.

Variable rate · 90 days' notice

4.37%AER

Protection

FSCS£120,000

Min balance

£10,000

Max balance

£1,000,000

Notice

90 Days

Interest paid

Quarterly

How It Stacks Up

Ranks 3rd of 98

Notice accounts we track

Among the best
This account 4.37%
UK CPI (Aug 2026)
3.10%
Pays 1.27% more
Average notice account
3.48%
Pays 0.89% more
Best notice account
4.40%
About the same

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare notice accounts

A Good Fit For

  • Pro: New and existing savers

Worth Weighing Up

  • Con: You need to give 90 days' notice to withdraw
  • Con: The rate is variable, so it can go down
  • Con: You need at least £10,000 to open it

Good to Know

You can make unlimited withdrawals of £1,000 or more, you just need to give the required notice period, and profits payments are made every quarter to your nominated UK bank account.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Bank of London and The Middle East's Notice Account

What you could earn with Bank of London and The Middle East's 90 Day Notice Account.

Estimated interest

£10,000 saved

£437

At 4.37% AER

£50,000 saved

£2,185

At 4.37% AER

£1,000,000 saved

£43,700

At 4.37% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Bank of London and The Middle East 90 Day Notice Account

Jonny PeaseCo-Founder, DepositScout

Bank of London and The Middle East's 90 Day Notice Account pays 4.37%, which sits above the notice account market average and just 0.03% behind the category leader at 4.40%. You need at least £10,000 to open it, so this is one for savers with a reasonable lump sum who want a rate that beats August 2026 CPI of 3.1% by 1.27 percentage points. The genuine catch is the 90-day notice period, meaning you cannot access your money quickly if circumstances change. If the minimum suits you, Birmingham Bank's Notice Account matches the market leader at 4.40%.

Compare Notice Accounts

2 alternatives to Bank of London and The Middle East's 90 Day Notice Account

Same type of account, closest on rate.

Common questions about the 90 Day Notice Account

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