Stafford Building Society Regular Saver Review

A regular saver from Stafford Building Society, letting you save up to £1,000 a month for 1 year. It ranks 40th of 48 regular savers we track.

Variable rate · 1 year

4.15%AER

Protection

FSCS£120,000

Monthly limit

£1,000

Max balance

No limit

Access

Instant

Interest paid

Annually

How It Stacks Up

Ranks 40th of 48

Regular savers we track

Well below average
This account 4.15%
UK CPI (Aug 2026)
3.10%
Pays 1.05% more
Average regular saver
5.05%
Pays 0.90% less
Best regular saver
8.00%
Pays 3.85% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare regular savers

A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access
  • Pro: People who can save a set amount each month

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You can only pay in up to £1,000 a month

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Estimated returns with Stafford Building Society's Regular Saver

What you could earn with Stafford Building Society's Regular Saver.

Estimated interest

£50 a month

£13.49

At 4.15% AER

£200 a month

£53.95

At 4.15% AER

£300 a month

£80.93

At 4.15% AER

£1,000 a month

£269.75

At 4.15% AER

Estimated over one year, if the rate stays the same and interest is left in. Assumes you pay in that amount every month for the full term.

Our Expert Opinion on Stafford Building Society Regular Saver

Jonny PeaseCo-Founder, DepositScout

Stafford Building Society's Regular Saver pays 4.15%, which is below the market average for regular savers and 3.85% behind the category leader at 8.00%, so this is not a rate I would lead with. It does at least beat inflation by 1.05% against CPI of 3.1% in Aug 2026, and instant access with a £25 minimum makes it genuinely easy to use. The £1,000 monthly deposit cap limits how much you can actually put to work here, and I would still check Monmouthshire Building Society's Regular Saver Account at 5.00% before committing.

Compare Regular Savers

2 alternatives to Stafford Building Society's Regular Saver

Same type of account, closest on rate.

Common questions about the Regular Saver

D

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Easy Access rate just dropped

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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