Cash ISA

Skipton Building Society Cash ISA Saver Review

A cash ISA from Skipton Building Society. It ranks 107th of 137 cash ISAs we track.

Variable rate

2.05%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£20,000

Access

Flexible withdrawals

Interest paid

Annually

Transfers in

Accepted

Rate Tiers

Annual interest (£1+)

2.05%AER

2.05% tax-free pa/AER

Monthly interest (£1+)

2.05%AER

2.03% tax-free / 2.05% AER

How It Stacks Up

Ranks 107th of 137

Cash ISAs we track

Well below average
This account 2.05%
UK CPI (Aug 2026)
3.10%
Pays 1.05% less
Average cash ISA
2.98%
Pays 0.93% less
Best cash ISA
4.87%
Pays 2.82% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 2.55% more than this Skipton Building Society account
  • Includes a 1.00% bonus for 12 months, then 3.60%
Compare Cash ISAs

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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Skipton Building Society's Cash ISA

What you could earn with Skipton Building Society's Cash ISA Saver.

Estimated interest

£1,000 saved

£20.50

At 2.05% AER

£5,000 saved

£102

At 2.05% AER

£10,000 saved

£205

At 2.05% AER

£20,000 saved

£410

At 2.05% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Skipton Building Society Cash ISA Saver

Jonny PeaseCo-Founder, DepositScout

Skipton's Cash ISA Saver pays 2.05%, which is below the market average for Cash ISAs and sits 3.07% behind the current category leader at 5.12%, so it is hard to recommend for anyone focused on return. At 1.05% below August 2026 CPI of 3.1%, your money is also losing real value. The account accepts transfers in and allows flexible withdrawals from just £1, with a £20,000 maximum, so it suits cautious savers who prioritise access and flexibility, but I would still check alternatives like Moneybox's Open Access Cash ISA at 3.80% before settling here.

Compare Cash ISAs

2 alternatives to Skipton Building Society's Cash ISA Saver

Same type of account, closest on rate.

Common questions about the Cash ISA Saver

D

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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