Protection
FSCS£120,000
Min balance
£1
Max balance
£1,000,000
Access
15 Months
Interest paid
Monthly/Annually
Transfers in
Accepted
How It Stacks Up
Ranks 1st of 3
15-month cash ISAs we track
This account 4.96%
- UK CPI (Aug 2026)
- 3.10%
- Pays 1.86% more
- Average 15-month cash ISA
- 4.85%
- Pays 0.11% more
- Best 15-month cash ISA
- 4.96%
- About the same
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A Good Fit For
- Pro: New and existing savers
- Pro: Savers who want a monthly income
Worth Weighing Up
- Con: Not flexible: money you withdraw can't be replaced without using more allowance
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