Notice Account

Secure Trust Bank 95 Day Notice Tracker Account Review

A competitive notice account from Secure Trust Bank, needing 95 days' notice. It ranks 38th of 101 notice accounts we track.

Variable rate · 95 days' notice

4.00%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£1,000,000

Access

95 Days

Interest paid

Monthly

How It Stacks Up

Ranks 38th of 101

Notice accounts we track

Above average
This account 4.00%
UK CPI (Aug 2026)
3.10%
Pays 0.90% more
Average notice account
3.53%
Pays 0.47% more
Best notice account
4.40%
Pays 0.40% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare notice accounts

A Good Fit For

  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: You need to give 95 days' notice to withdraw
  • Con: The rate is variable, so it can go down

Good to Know

Tracks Bank of England Base Rate + 0.46% premium

Please verify all details with the provider – see our Disclaimer

See all Secure Trust Bank accounts

Estimated returns with Secure Trust Bank's Notice Account

What you could earn with Secure Trust Bank's 95 Day Notice Tracker Account.

Estimated interest

£1,000 saved

£40.00

At 4% AER

£5,000 saved

£200

At 4% AER

£10,000 saved

£400

At 4% AER

£1,000,000 saved

£40,000

At 4% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Secure Trust Bank 95 Day Notice Tracker Account

Jan WatermannCo-Founder, DepositScout

Secure Trust Bank's 95 Day Notice Tracker pays 4.00%, sitting near the market average for notice accounts and 0.40% behind the category leader at 4.40%. The tracker structure is the real point of interest: the rate moves with the Bank of England base rate plus a 0.46% premium, so you benefit automatically if rates rise but absorb any cuts too. At 4.00% you are 0.90% above CPI inflation of 3.1%, which at least preserves real value. United Trust Bank's 40 Day Notice pays 4.10% with a shorter notice period if flexibility matters more.

Compare Notice Accounts

2 alternatives to Secure Trust Bank's 95 Day Notice Tracker Account

Same type of account, closest on rate.

Common questions about the 95 Day Notice Tracker Account

D

DepositScout Alerts

Example alert

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Example Easy Access Saver Rate Down
4.20% AER
4.75%
View Best Rates
Live Market Tracking

Be the first to know when this Secure Trust Bank rate drops.

Join 1,000+ savers using DepositScout who get instant email alerts when top UK savings rates change. Never miss out on a better deal again.

Takes 30 seconds · No spam · Unsubscribe any time