Notice Account

Secure Trust Bank 90 Day Notice Account Review

A competitive notice account from Secure Trust Bank, needing 90 days' notice. It ranks 38th of 101 notice accounts we track.

Variable rate · 90 days' notice

4.00%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

No limit

Access

90 Days

Interest paid

Monthly

How It Stacks Up

Ranks 38th of 101

Notice accounts we track

Above average
This account 4.00%
UK CPI (Aug 2026)
3.10%
Pays 0.90% more
Average notice account
3.53%
Pays 0.47% more
Best notice account
4.40%
Pays 0.40% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: You need to give 90 days' notice to withdraw
  • Con: The rate is variable, so it can go down

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Estimated returns with Secure Trust Bank's Notice Account

What you could earn with Secure Trust Bank's 90 Day Notice Account.

Estimated interest

£1,000 saved

£40.00

At 4% AER

£5,000 saved

£200

At 4% AER

£10,000 saved

£400

At 4% AER

£50,000 saved

£2,000

At 4% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Secure Trust Bank 90 Day Notice Account

Jonny PeaseCo-Founder, DepositScout

Secure Trust Bank's 90 Day Notice Account pays 4.00%, which puts it near the market average for notice accounts and 0.40% behind the category leader at 4.40%. It does beat August 2026 CPI of 3.1% by 0.90%, so your money keeps pace with inflation in real terms, which is the baseline ask. The account opens with as little as £1, making it accessible, but the genuine catch is the 90-day notice period, so this suits savers who are confident they won't need quick access. United Trust Bank's 40 Day Notice at 4.10% is worth a look if you want more flexibility.

Compare Notice Accounts

2 alternatives to Secure Trust Bank's 90 Day Notice Account

Same type of account, closest on rate.

Common questions about the 90 Day Notice Account

D

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