Scottish Building Society Online Saver Review

An easy access account from Scottish Building Society. It ranks 124th of 194 easy access accounts we track.

Variable rate

2.25%AER

Protection

FSCS£120,000

Min balance

£100

Max balance

£1,000,000

Access

Instant

Interest paid

Yearly

How It Stacks Up

Ranks 124th of 194

Easy access accounts we track

Well below average
This account 2.25%
UK CPI (Aug 2026)
3.10%
Pays 0.85% less
Average easy access
2.86%
Pays 0.61% less
Best easy access
5.50%
Pays 3.25% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 2.30% more than this Scottish Building Society account
  • Instant access, open with £10

We may earn a commission if you open this account.

A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down

Good to Know

You can make an unlimited number of withdrawals online to a nominated bank account without notice, penalties or charges.

Please verify all details with the provider – see our Disclaimer

See all Scottish Building Society accounts

Estimated returns with Scottish Building Society's Easy Access

What you could earn with Scottish Building Society's Online Saver.

Estimated interest

£1,000 saved

£22.50

At 2.25% AER

£5,000 saved

£112

At 2.25% AER

£10,000 saved

£225

At 2.25% AER

£1,000,000 saved

£22,500

At 2.25% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

2 alternatives to Scottish Building Society's Online Saver

Same type of account, closest on rate.

Common questions about the Online Saver

D

DepositScout Alerts

Example alert

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Example Easy Access Saver Rate Down
4.20% AER
4.75%
View Best Rates
Live Market Tracking

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