Using it abroad
No non-sterling transaction fee on purchases.
- No foreign exchange fees abroad.
- Converts at the Mastercard exchange rate.
Annual fee
£36
£3 per month
Spending abroad
Free
No foreign transaction fees
Lounge access
Not included
Santander Edge Debit Card Review 2026
Details checked Aug 2026Got this card? Leave a review
Our Expert Opinion on Santander Edge Debit Card
The Santander Edge Debit Card costs £3 per month and pays no rewards on spending, so it is really a card you take abroad rather than one to use as an everyday earner at home. On the Mastercard network it sits practically nothing off the real exchange rate, which we measure as matching the best cards available. I think the monthly fee is the genuine catch here, because alternatives like the Co-operative Bank Debit Card offer no foreign fees without a standing charge. This card suits someone already holding a Santander Edge current account who travels regularly enough to justify that £3.
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