What interest rate does the RCI Bank E-Volve Savings notice account pay?

The RCI Bank E-Volve Savings notice account pays 4.00% AER variable.

How much interest could I earn?

Saving £10,000 for 1 year would earn about £400 at 4.00% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £100 and up to £1,000,000.

When is interest paid?

You can choose to have interest paid monthly or annually.

Who can open this account?

New and existing RCI Bank customers can open it. You can open it online or in the app.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other notice accounts?

At 4.00% AER it ranks 31st of 95 notice accounts we track. The best pays 4.40% and the average is 3.46%.

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Notice Account

RCI Bank E-Volve Savings notice account Review

A competitive notice account from RCI Bank, needing 14 days' notice. It ranks 31st of 95 notice accounts we track.

Rate checked Oct 2026Got this account? Leave a review

Variable rate · 14 days' notice

4.00%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£100

Max balance

£1,000,000

Notice

14 Days

Interest paid

Monthly/Annually

How It Stacks Up

Ranks 31st of 95

Notice accounts we track

Above average

This account 4.00%

UK CPI (Aug 2026): 3.10%; Pays 0.90% more
Average notice account: 3.46%; Pays 0.54% more
Best notice account: 4.40%; Pays 0.40% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

Pro: New and existing savers
Pro: Savers who want a monthly income

Worth Weighing Up

Con: You need to give 14 days' notice to withdraw
Con: The rate is variable, so it can go down

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Estimated returns with RCI Bank's Notice Account

What you could earn with RCI Bank's E-Volve Savings notice account.

Estimated interest

£1,000 saved

£40.00

At 4% AER

£5,000 saved

£200

At 4% AER

£10,000 saved

£400

At 4% AER

£1,000,000 saved

£40,000

At 4% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on RCI Bank E-Volve Savings notice account

Jonny PeaseCo-Founder, DepositScout

RCI Bank's E-Volve Savings notice account pays 4.00%, which sits near the market average for notice accounts but is 0.40% behind the best notice rate available at 4.40%. On the plus side, 4.00% does beat August 2026 CPI of 3.1% by 0.90%, so your money is at least growing in real terms. The 14-day notice period is one of the shortest around, which suits savers who want flexibility without tying money up, and you can open with as little as £100. If the rate matters more than the short notice window, Oxbury Bank's 35 Day Notice Account pays 4.16%.

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