How you earn
No cashback or points — the draw is fee-free foreign-currency spending.
- Issued by Capital One.
Opening offer
0% interest on purchases for 6 months.
Rep. APR
34.9%
Variable
Annual fee
£0
Spending abroad
Free
No foreign transaction fees
Lounge access
Not included
Using it abroad
No foreign transaction fees on foreign-currency purchases (including online/phone from the UK). Mastercard rate applies. 3% cash advance fee on ATM/currency purchases elsewhere.
- £0 cash advance fee when buying Post Office Travel Money.
Who can apply
Pay balance in full after the 0% period to avoid high interest.
- Post Office acts as credit broker.
What else you get
Card lock in app.
- QuickCheck soft eligibility check.
