Notice Account

OakNorth Bank 95 Day Notice Tracker Review

A competitive notice account from OakNorth Bank, needing 95 days' notice. It ranks 23rd of 101 notice accounts we track.

Variable rate · 95 days' notice

4.12%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£0

Max balance

No limit

Notice

95 Days

Interest paid

Monthly

How It Stacks Up

Ranks 23rd of 101

Notice accounts we track

Above average
This account 4.12%
UK CPI (Aug 2026)
3.10%
Pays 1.02% more
Average notice account
3.53%
Pays 0.59% more
Best notice account
4.40%
Pays 0.28% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare notice accounts

A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: You need to give 95 days' notice to withdraw
  • Con: The rate is variable, so it can go down

Good to Know

You can't close your account or make any withdrawals without providing 95 days notice.

Please verify all details with the provider – see our Disclaimer

See all OakNorth Bank accounts

Estimated returns with OakNorth Bank's Notice Account

What you could earn with OakNorth Bank's 95 Day Notice Tracker.

Estimated interest

£1,000 saved

£41.20

At 4.12% AER

£5,000 saved

£206

At 4.12% AER

£10,000 saved

£412

At 4.12% AER

£50,000 saved

£2,060

At 4.12% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on OakNorth Bank 95 Day Notice Tracker

Jan WatermannCo-Founder, DepositScout

OakNorth Bank's 95 Day Notice Tracker pays 4.12%, which sits near the market average for notice accounts and is 0.28% behind the best notice rate available at 4.40%. It does beat August 2026 CPI of 3.1% by 1.02%, so your money keeps pace with inflation in real terms. The obvious catch is the 95-day notice period, which means you cannot access funds quickly in an emergency. If you want a shorter wait for a similar return, Cynergy Bank's 35 Day Notice Saver also pays 4.12%, or their 95 Day Notice Saver edges ahead at 4.15%.

Compare Notice Accounts

2 alternatives to OakNorth Bank's 95 Day Notice Tracker

Same type of account, closest on rate.

Common questions about the 95 Day Notice Tracker

D

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