Notice Account

OakNorth Bank 35 Day Notice Account Review

A notice account from OakNorth Bank, needing 35 days' notice. It ranks 65th of 95 notice accounts we track.

Variable rate · 35 days' notice

3.35%AER

Then 2.35% after 12 months

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

No limit

Notice

35 Days

Interest paid

Monthly

The Rate You'll Get

First 12 months

Boosted
3.35%AER

Includes a 1.00% boost for 12 months

Standard rate (after 12 months)

2.35%AER

How It Stacks Up

Ranks 65th of 95

Notice accounts we track

Below average
This account 3.35%
UK CPI (Aug 2026)
3.10%
Pays 0.25% more
Average notice account
3.46%
Pays 0.11% less
Best notice account
4.40%
Pays 1.05% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare notice accounts

A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: You need to give 35 days' notice to withdraw
  • Con: Rate drops to 2.35% after 12 months
  • Con: The rate is variable, so it can go down

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Estimated returns with OakNorth Bank's Notice Account

What you could earn with OakNorth Bank's 35 Day Notice Account.

Estimated interest

£1,000 saved

£33.50

At 3.35% AER

£5,000 saved

£168

At 3.35% AER

£10,000 saved

£335

At 3.35% AER

£50,000 saved

£1,675

At 3.35% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on OakNorth Bank 35 Day Notice Account

Jonny PeaseCo-Founder, DepositScout

OakNorth's 35 Day Notice Account pays 3.35%, but that includes a 1% boost for the first 12 months, after which the rate drops to 2.35%, which would fall well below inflation. The headline rate is already below the notice account market average and sits 1.05% behind the category leader at 4.40%, so this is not a strong position even before the boost expires. It just about beats current CPI of 3.1% by 0.25% right now, but I would look at Moneybox's 90 Day Notice at 4.00% if you can tolerate a slightly longer notice period.

Compare Notice Accounts

2 alternatives to OakNorth Bank's 35 Day Notice Account

Same type of account, closest on rate.

Common questions about the 35 Day Notice Account

D

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