Nottingham Building Society Triple Access ISA Review

A cash ISA from Nottingham Building Society. It ranks 72nd of 137 cash ISAs we track.

Variable rate

3.05%AER

Then 1.65% standard rate

Protection

FSCS£120,000

Min balance

£500

Max balance

£750,000

Access

3 withdrawals/interest year

Interest paid

Annually

Transfers in

Accepted

The Rate You'll Get

Up to 3 withdrawals per year

3.05%AER

Conditional bonus applies

4+ withdrawals per year

1.65%AER

Standard rate without conditional bonus

How It Stacks Up

Ranks 72nd of 137

Cash ISAs we track

Just above average
This account 3.05%
UK CPI (Aug 2026)
3.10%
Pays 0.05% less
Average cash ISA
2.98%
Pays 0.07% more
Best cash ISA
4.87%
Pays 1.82% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 1.55% more than this Nottingham Building Society account
  • Includes a 1.00% bonus for 12 months, then 3.60%
Compare Cash ISAs

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Worth Weighing Up

  • Con: Part of the rate is a bonus; the standard rate is 1.65%
  • Con: The rate is variable, so it can go down

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Estimated returns with Nottingham Building Society's Cash ISA

What you could earn with Nottingham Building Society's Triple Access ISA.

Estimated interest

£1,000 saved

£30.50

At 3.05% AER

£5,000 saved

£152

At 3.05% AER

£10,000 saved

£305

At 3.05% AER

£750,000 saved

£22,875

At 3.05% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Nottingham Building Society Triple Access ISA

Jonny PeaseCo-Founder, DepositScout

The Nottingham Triple Access ISA pays 3.05% but only if you stick to three or fewer withdrawals per interest year; a fourth dip drops you to the base rate of 1.65%, which is the real catch here. At 3.05% it sits below the cash ISA market average and 2.07% behind the category leader at 5.12%, so it is hard to recommend for rate-chasers. It barely beats August 2026 CPI of 3.1%, sitting just 0.05% below inflation. If you need occasional access but want more, Moneybox's Open Access Cash ISA offers 3.80%.

Compare Cash ISAs

2 alternatives to Nottingham Building Society's Triple Access ISA

Same type of account, closest on rate.

Common questions about the Triple Access ISA

D

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Easy Access rate just dropped

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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