Nottingham Building Society Flexible Easy Access ISA Review

A cash ISA from Nottingham Building Society. It ranks 115th of 137 cash ISAs we track.

Variable rate

1.70%AER

Protection

FSCS£120,000

Min balance

£1

Max balance

£750,000

Access

Unlimited

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 115th of 137

Cash ISAs we track

Well below average
This account 1.70%
UK CPI (Aug 2026)
3.10%
Pays 1.40% less
Average cash ISA
2.98%
Pays 1.28% less
Best cash ISA
4.87%
Pays 3.17% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 2.90% more than this Nottingham Building Society account
  • Includes a 1.00% bonus for 12 months, then 3.60%
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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Nottingham Building Society's Cash ISA

What you could earn with Nottingham Building Society's Flexible Easy Access ISA.

Estimated interest

£1,000 saved

£17.00

At 1.7% AER

£5,000 saved

£85.00

At 1.7% AER

£10,000 saved

£170

At 1.7% AER

£750,000 saved

£12,750

At 1.7% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Nottingham Building Society Flexible Easy Access ISA

Jan WatermannCo-Founder, DepositScout

Nottingham Building Society's Flexible Easy Access ISA pays 1.7%, which is below the market average for Cash ISAs and 3.42% behind the category leader at 5.12%, so this is hard to recommend on rate alone. It also sits 1.40% below CPI inflation of 3.1% (Aug 2026), meaning your money is losing real value. The unlimited access and £750,000 maximum balance are generous, but savers who want easy access without sacrificing return would do better looking at alternatives like Moneybox's Open Access Cash ISA at 3.80% or Sidekick's Cash ISA at 3.23%.

Compare Cash ISAs

2 alternatives to Nottingham Building Society's Flexible Easy Access ISA

Same type of account, closest on rate.

Common questions about the Flexible Easy Access ISA

D

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Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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