Cash ISA

Nottingham Building Society Bonus Access ISA Review

A competitive cash ISA from Nottingham Building Society. It ranks 36th of 137 cash ISAs we track.

Variable rate

3.80%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£750,000

Access

Unlimited

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 36th of 137

Cash ISAs we track

Above average
This account 3.80%
UK CPI (Aug 2026)
3.10%
Pays 0.70% more
Average cash ISA
2.98%
Pays 0.82% more
Best cash ISA
4.87%
Pays 1.07% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 0.80% more than this Nottingham Building Society account
  • Includes a 1.00% bonus for 12 months, then 3.60%
Compare Cash ISAs

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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Nottingham Building Society's Cash ISA

What you could earn with Nottingham Building Society's Bonus Access ISA.

Estimated interest

£1,000 saved

£38.00

At 3.8% AER

£5,000 saved

£190

At 3.8% AER

£10,000 saved

£380

At 3.8% AER

£750,000 saved

£28,500

At 3.8% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Nottingham Building Society Bonus Access ISA

Jonny PeaseCo-Founder, DepositScout

The Nottingham Building Society Bonus Access ISA pays 3.8%, which is below the market average for Cash ISAs and 1.32% behind the category leader at 5.12%, so it is hard to recommend this on rate alone. It does beat August 2026 CPI of 3.1% by 0.70%, which at least preserves real value in a basic sense. The account accepts transfers in, has no meaningful minimum, and allows unlimited access, which suits savers who want flexibility without notice periods. If rate matters more, Tembo's Standard Cash ISA is paying 4.00% with similar access.

Compare Cash ISAs

2 alternatives to Nottingham Building Society's Bonus Access ISA

Same type of account, closest on rate.

Common questions about the Bonus Access ISA

D

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Easy Access rate just dropped

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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