Cash ISA

Nottingham Building Society Annual Allowance ISA Review

One of the best-paying cash ISAs, from Nottingham Building Society. It ranks 26th of 137 cash ISAs we track.

Variable rate

4.00%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

No limit

Access

Unlimited

Interest paid

Annually

Transfers in

Not accepted

How It Stacks Up

Ranks 26th of 137

Cash ISAs we track

Among the best
This account 4.00%
UK CPI (Aug 2026)
3.10%
Pays 0.90% more
Average cash ISA
2.98%
Pays 1.02% more
Best cash ISA
4.87%
Pays 0.87% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 0.60% more than this Nottingham Building Society account
  • Includes a 1.00% bonus for 12 months, then 3.60%
Compare Cash ISAs

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Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: It doesn't accept transfers in from other ISAs

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Estimated returns with Nottingham Building Society's Cash ISA

What you could earn with Nottingham Building Society's Annual Allowance ISA.

Estimated interest

£1,000 saved

£40.00

At 4% AER

£5,000 saved

£200

At 4% AER

£10,000 saved

£400

At 4% AER

£50,000 saved

£2,000

At 4% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Nottingham Building Society Annual Allowance ISA

Jan WatermannCo-Founder, DepositScout

Nottingham Building Society's Annual Allowance ISA pays 4.00%, which is below the market average for Cash ISAs and sits 1.12% behind the category leader at 5.12%, so this is not a rate I would prioritise if maximising returns is the goal. It does at least beat August 2026 CPI of 3.1% by 0.90%, meaning your money grows in real terms. The notable restriction is that transfers in are not accepted, so existing ISA money cannot be consolidated here. If you want a similar rate with potentially more flexibility, Spring's Easy Cash ISA is paying 4.01%.

Compare Cash ISAs

2 alternatives to Nottingham Building Society's Annual Allowance ISA

Same type of account, closest on rate.

Common questions about the Annual Allowance ISA

D

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4.20% AER
4.75%
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