Fixed Rate

Nottingham Building Society 5 Year Fixed Rate Bond Review

A five-year fixed rate bond from Nottingham Building Society, running for 58 months. It ranks 18th of 38 five-year fixed rate bonds we track.

Fixed rate · 58 months

4.80%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£750,000

Access

At maturity only

Interest paid

Annually

How It Stacks Up

Ranks 18th of 38

5-year fixed bonds we track

Just above average
This account 4.80%
UK CPI (Aug 2026)
3.10%
Pays 1.70% more
Average 5-year fixed
4.74%
Pays 0.06% more
Best 5-year fixed
5.35%
Pays 0.55% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare fixed bonds

Pros and cons

  • Pro: New and existing savers
  • Con: Your money is locked in for 58 months

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Estimated returns with Nottingham Building Society's Fixed Rate

What you could earn with Nottingham Building Society's 5 Year Fixed Rate Bond.

Estimated interest

£1,000 saved

£254

At 4.8% AER

£5,000 saved

£1,272

At 4.8% AER

£10,000 saved

£2,543

At 4.8% AER

£750,000 saved

£190,750

At 4.8% AER

Estimated over the 58-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Nottingham Building Society 5 Year Fixed Rate Bond

Jan WatermannCo-Founder, DepositScout

Nottingham Building Society's 5 Year Fixed Rate Bond pays 4.80%, which does beat inflation by 1.70% against a CPI of 3.1%, but it sits below the market average for fixed-rate accounts, trailing the category leader by 0.55%. The money is locked until 31 August 2031 with no access at all, so that is a serious commitment. Anyone comfortable with that term would do better looking at Chetwood Bank's 5 Year Fixed Rate Savings at 5.20% before committing here.

Compare Fixed Rate Bonds

2 alternatives to Nottingham Building Society's 5 Year Fixed Rate Bond

Same type of account, closest on rate.

Common questions about the 5 Year Fixed Rate Bond

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