Fixed Rate

Nottingham Building Society 3 Year Fixed Rate Bond Review

A three-year fixed rate bond from Nottingham Building Society, running for 34 months. It ranks 18th of 46 three-year fixed rate bonds we track.

Fixed rate · 34 months

4.75%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£750,000

Access

At maturity only

Interest paid

Annually

How It Stacks Up

Ranks 18th of 46

3-year fixed bonds we track

Just above average
This account 4.75%
UK CPI (Aug 2026)
3.10%
Pays 1.65% more
Average 3-year fixed
4.66%
Pays 0.09% more
Best 3-year fixed
5.18%
Pays 0.43% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Worth Weighing Up

  • Con: Your money is locked in for 34 months

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Estimated returns with Nottingham Building Society's Fixed Rate

What you could earn with Nottingham Building Society's 3 Year Fixed Rate Bond.

Estimated interest

£1,000 saved

£141

At 4.75% AER

£5,000 saved

£703

At 4.75% AER

£10,000 saved

£1,405

At 4.75% AER

£750,000 saved

£105,390

At 4.75% AER

Estimated over the 34-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Nottingham Building Society 3 Year Fixed Rate Bond

Jonny PeaseCo-Founder, DepositScout

Nottingham Building Society's 3 Year Fixed Rate Bond pays 4.75%, which beats August 2026 CPI of 3.1% by 1.65%, so your money does grow in real terms, but the rate sits below the market average for fixed-rate accounts and 0.60% behind the current leader at 5.35%. If you want to stay at three years, Kent Reliance has a 3 Year Fixed Rate Bond at 4.96% or Oxbury Bank at 4.88%, both worth a look first. The key catch is the usual one for fixed bonds: no access at all until maturity in August 2029.

Compare Fixed Rate Bonds

2 alternatives to Nottingham Building Society's 3 Year Fixed Rate Bond

Same type of account, closest on rate.

Common questions about the 3 Year Fixed Rate Bond

D

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