Cash ISA

Nottingham Building Society 1 Year Fixed Rate ISA (Online) Review

A competitive one-year cash ISA from Nottingham Building Society. It ranks 17th of 47 one-year cash ISAs we track.

Fixed rate · 1 year

4.65%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£750,000

Access

At maturity only

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 17th of 47

1-year cash ISAs we track

Above average
This account 4.65%
UK CPI (Aug 2026)
3.10%
Pays 1.55% more
Average 1-year cash ISA
4.37%
Pays 0.28% more
Best 1-year cash ISA
4.92%
Pays 0.27% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare cash ISAs

Pros and cons

  • Pro: New and existing savers
  • Con: Your money is locked in for 1 year

Good to Know

Ages 18+; online account only — cannot be managed in branch

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Estimated returns with Nottingham Building Society's Cash ISA

What you could earn with Nottingham Building Society's 1 Year Fixed Rate ISA (Online).

Estimated interest

£1,000 saved

£46.50

At 4.65% AER

£5,000 saved

£232

At 4.65% AER

£10,000 saved

£465

At 4.65% AER

£750,000 saved

£34,875

At 4.65% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Nottingham Building Society 1 Year Fixed Rate ISA (Online)

Jan WatermannCo-Founder, DepositScout

Nottingham Building Society's 1 Year Fixed Rate ISA pays 4.65%, which sits near the market average for Cash ISAs and is 0.47% behind the category leader at 5.12%, so it is not a standout rate. That said, 4.65% is 1.55% above CPI inflation of 3.1%, meaning your money does grow in real terms. The main catch is that access is locked until maturity, and this is a limited-issue account that could be withdrawn at any time, so apply promptly if it suits you.

Compare Cash ISAs

2 alternatives to Nottingham Building Society's 1 Year Fixed Rate ISA (Online)

Same type of account, closest on rate.

Common questions about the 1 Year Fixed Rate ISA (Online)

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