Cash ISA

Nottingham Building Society 1 Year Fixed Rate ISA Review

A competitive cash ISA from Nottingham Building Society. It ranks 64th of 158 cash ISAs we track.

Fixed rate · 10 months

4.65%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

No limit

Access

At maturity only

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 64th of 158

Cash ISAs we track

Above average
This account 4.65%
UK CPI (Aug 2026)
3.10%
Pays 1.55% more
Average cash ISA
4.48%
Pays 0.17% more
Best cash ISA
5.12%
Pays 0.47% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: New and existing savers

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Estimated returns with Nottingham Building Society's Cash ISA

What you could earn with Nottingham Building Society's 1 Year Fixed Rate ISA.

Estimated interest

£1,000 saved

£38.60

At 4.65% AER

£5,000 saved

£193

At 4.65% AER

£10,000 saved

£386

At 4.65% AER

£50,000 saved

£1,930

At 4.65% AER

Estimated over the 10-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Nottingham Building Society 1 Year Fixed Rate ISA

Jonny PeaseCo-Founder, DepositScout

Nottingham Building Society's 1 Year Fixed Rate ISA pays 4.65%, which sits near the market average for Cash ISAs but is 0.47% behind the category leader at 5.12%, so it is not the sharpest rate available. That said, 4.65% does beat August 2026 CPI inflation of 3.1% by 1.55%, meaning your money grows in real terms. The account accepts transfers in and opens with as little as £1, making it accessible, but the real catch is that no withdrawals are permitted until maturity in August 2027, so only commit money you can genuinely lock away.

Compare Cash ISAs

2 alternatives to Nottingham Building Society's 1 Year Fixed Rate ISA

Same type of account, closest on rate.

Common questions about the 1 Year Fixed Rate ISA

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