Protection
FSCS£120,000
Monthly limit
£150
Max balance
No limit
Access
Instant
Interest paid
Monthly
Not with NatWest yet? They're paying up to £500 to switch your current account.
Rate Tiers
£1 – £5,000
5.25%AER
Over £5,000
1.00%AER
How It Stacks Up
Ranks 19th of 48
Regular savers we track
This account 5.25%
- UK CPI (Aug 2026)
- 3.10%
- Pays 2.15% more
- Average regular saver
- 5.05%
- Pays 0.20% more
- Best regular saver
- 8.00%
- Pays 2.75% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A Good Fit For
- Pro: Savers who want instant access
- Pro: Savers who want a monthly income
- Pro: People who can save a set amount each month
Worth Weighing Up
- Con: The rate is variable, so it can go down
- Con: You need a NatWest current account to open it
- Con: You can only pay in up to £150 a month
Good to Know
Requires a NatWest current account.
Please verify all details with the provider – see our Disclaimer
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