Protection
FSCS£120,000
Min balance
£1
Max balance
No limit
Access
Instant
Interest paid
Monthly
Transfers in
Accepted
NatWest is also paying up to £500 to switch your current account.
Rate Tiers
£1 – £24,999
1.15%AER
£25,000+
2.45%AER
How It Stacks Up
Ranks 125th of 137
Cash ISAs we track
This account 1.15%
- UK CPI (Aug 2026)
- 3.10%
- Pays 1.95% less
- Average cash ISA
- 2.98%
- Pays 1.83% less
- Best cash ISA
- 4.87%
- Pays 3.72% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Trading 212
Cash ISA
4.60%
AER
- Pays 3.45% more than this NatWest account
- Includes a 1.00% bonus for 12 months, then 3.60%
We may earn a commission if you open this account.
A Good Fit For
- Pro: New and existing savers
- Pro: Savers who want instant access
- Pro: Savers who want a monthly income
Worth Weighing Up
- Con: The rate is variable, so it can go down
- Con: Not flexible: money you withdraw can't be replaced without using more allowance
Good to Know
Open to existing NatWest current account customers.
Please verify all details with the provider – see our Disclaimer
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