Protection
FSCS£120,000
Min balance
£10
Max balance
£9,000
Access
Locked until 18
Interest paid
Annually
Transfers in
Accepted
How It Stacks Up
Ranks 28th of 30
Junior ISAs we track
This account 2.30%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.80% less
- Average Junior ISA
- 3.29%
- Pays 0.99% less
- Best Junior ISA
- 4.15%
- Pays 1.85% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
Pros and cons
- Pro: New and existing savers
- Con: The money is locked in until the child turns 18
Good to Know
For children under 18 living in the UK; opened in a branch or agency by someone with parental responsibility (UK resident excluding Northern Ireland), or by the child at 16-17. Sole name only. At 18 the balance moves to one of the Society's instant access ISAs if no instruction is given.
Please verify all details with the provider – see our Disclaimer
See all Monmouthshire Building Society accounts
