Junior ISA from Hanley Economic BS
Protection
FSCS
Up to £120,000
Min balance
£10
Max balance
£9,000
Access
Locked until 18
Interest paid
Annually
Transfers in
Accepted
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Want to know how much interest you will receive with Hanley Economic BS's Junior ISA?
Estimated interest
£1,000 saved
£22.50
At 2.25% AER
£5,000 saved
£112
At 2.25% AER
£9,000 saved
£202
At 2.25% AER
Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.
This account is aimed at parents or guardians looking to build a tax-free pot for a child, with a 2.25% rate and a low entry point of just £10, though the annual ISA allowance caps deposits at £9,000 per tax year. The genuine catch is that the money is locked until the child turns 18, so this is a long-term commitment with no early access under any circumstances. If the rate matters more than the provider, Lloyds Bank, Halifax, and Bank of Scotland all currently offer their Junior Cash ISA at 2.35%, so I would still check those before committing.
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