Notice Account

Melton Building Society 180 Day Notice Account Review

A notice account from Melton Building Society, needing 180 days' notice. It ranks 62nd of 95 notice accounts we track.

Variable rate · 180 days' notice

3.45%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£500

Max balance

No limit

Access

180 Days

Interest paid

Annually

How It Stacks Up

Ranks 62nd of 95

Notice accounts we track

Average
This account 3.45%
UK CPI (Aug 2026)
3.10%
Pays 0.35% more
Average notice account
3.46%
About the same
Best notice account
4.40%
Pays 0.95% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare notice accounts

A Good Fit For

  • Pro: New and existing savers

Worth Weighing Up

  • Con: You need to give 180 days' notice to withdraw
  • Con: The rate is variable, so it can go down

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Estimated returns with Melton Building Society's Notice Account

What you could earn with Melton Building Society's 180 Day Notice Account.

Estimated interest

£1,000 saved

£34.50

At 3.45% AER

£5,000 saved

£172

At 3.45% AER

£10,000 saved

£345

At 3.45% AER

£50,000 saved

£1,725

At 3.45% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Melton Building Society 180 Day Notice Account

Jan WatermannCo-Founder, DepositScout

Melton Building Society's 180 Day Notice Account pays 3.45%, which is below the market average for notice accounts and sits 0.95% behind the current notice market leader at 4.40%. That said, it does edge above August 2026 CPI of 3.1% by 0.35%, so your money is at least growing in real terms. The obvious catch is the 180-day notice period, which is one of the longer commitments in this category, and if you need more flexibility, Moneybox offers a 90 Day Notice account at 4.00% with a much shorter wait to access your funds.

Compare Notice Accounts

2 alternatives to Melton Building Society's 180 Day Notice Account

Same type of account, closest on rate.

Common questions about the 180 Day Notice Account

D

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