Regular Saver

Manchester Building Society Regular Saver Review

A competitive regular saver from Manchester Building Society, letting you save up to £500 a month for 2 years. It ranks 19th of 50 regular savers we track.

Variable rate · 2 years

5.40%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Monthly limit

£500

Max balance

No limit

Access

Instant

Interest paid

On maturity

How It Stacks Up

Ranks 19th of 50

Regular savers we track

Above average
This account 5.40%
UK CPI (Aug 2026)
3.10%
Pays 2.30% more
Average regular saver
5.03%
Pays 0.38% more
Best regular saver
8.00%
Pays 2.60% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare regular savers

A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access
  • Pro: People who can save a set amount each month

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You can only pay in up to £500 a month

Good to Know

Open to all - no existing account required. The only regular saver in the market with a 24-month term. Can be opened online or in branch. Withdrawals allowed.

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Estimated returns with Manchester Building Society's Regular Saver

What you could earn with Manchester Building Society's Regular Saver.

Estimated interest

£50 a month

£67.50

At 5.4% AER

£100 a month

£135

At 5.4% AER

£250 a month

£337.50

At 5.4% AER

£500 a month

£675

At 5.4% AER

Estimated over the 24-month term, if the rate stays the same and interest is left in. Assumes you pay in that amount every month for the full term.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Manchester Building Society Regular Saver

Jan WatermannCo-Founder, DepositScout

Manchester Building Society's Regular Saver pays 5.40%, which is 2.60% behind the best regular saver on the market at 8.00%, and sits below the market average, so I would not reach for this one without a good reason. The rate is variable and could change over the two-year term, with interest only paid at maturity after 24 months. You can deposit up to £500 a month, and the rate does beat August 2026 CPI of 3.1% by 2.30%. Skipton Building Society's Regular Saver at 5.75% is worth a look first.

Compare Regular Savers

2 alternatives to Manchester Building Society's Regular Saver

Same type of account, closest on rate.

Common questions about the Regular Saver

D

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