Regular Saver

Manchester Building Society Regular Saver Review

A competitive regular saver from Manchester Building Society, letting you save up to £250 a month for 1 year. It ranks 12th of 50 regular savers we track.

Variable rate · 1 year

5.75%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Monthly limit

£250

Max balance

No limit

Access

Unlimited withdrawals

Interest paid

Annually

How It Stacks Up

Ranks 12th of 50

Regular savers we track

Above average
This account 5.75%
UK CPI (Aug 2026)
3.10%
Pays 2.65% more
Average regular saver
5.03%
Pays 0.72% more
Best regular saver
8.00%
Pays 2.25% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare regular savers

A Good Fit For

  • Pro: People who can save a set amount each month

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You can only pay in up to £250 a month

Good to Know

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Estimated returns with Manchester Building Society's Regular Saver

What you could earn with Manchester Building Society's Regular Saver.

Estimated interest

£50 a month

£18.69

At 5.75% AER

£100 a month

£37.38

At 5.75% AER

£200 a month

£74.75

At 5.75% AER

£250 a month

£93.44

At 5.75% AER

Estimated over one year, if the rate stays the same and interest is left in. Assumes you pay in that amount every month for the full term.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Manchester Building Society Regular Saver

Jan WatermannCo-Founder, DepositScout

Manchester Building Society's Regular Saver pays 5.75%, which beats August 2026 CPI of 3.1% by 2.65%, so your money does grow in real terms. That said, the rate sits below the regular saver market average and is 2.25% behind the category leader at 8.00%, so there are meaningfully better options out there if you shop around. The monthly deposit cap of £250 also limits how much you can put to work at this rate each year. If 5.75% is your target, Skipton Building Society and Vernon Building Society offer the same rate and are worth a look alongside this one.

Compare Regular Savers

2 alternatives to Manchester Building Society's Regular Saver

Same type of account, closest on rate.

Common questions about the Regular Saver

D

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4.20% AER
4.75%
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