Easy Access

Loughborough Building Society Barrow Upon Soar Library Saver - Access X4 Review

An easy access account from Loughborough Building Society, with a £1,000 minimum deposit. It ranks 112th of 194 easy access accounts we track.

Variable rate

2.80%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£250,000

Access

Limited withdrawals

Interest paid

Yearly

How It Stacks Up

Ranks 112th of 194

Easy access accounts we track

Just below average
This account 2.80%
UK CPI (Aug 2026)
3.10%
Pays 0.30% less
Average easy access
2.86%
Pays 0.06% less
Best easy access
5.50%
Pays 2.70% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 1.75% more than this Loughborough Building Society account
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A Good Fit For

  • Pro: New and existing savers

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You need at least £1,000 to open it

Good to Know

Four withdrawals per account year (1st September - 31st August) are allowed without notice or penalty.

Please verify all details with the provider – see our Disclaimer

See all Loughborough Building Society accounts

Estimated returns with Loughborough Building Society's Easy Access

What you could earn with Loughborough Building Society's Barrow Upon Soar Library Saver - Access X4.

Estimated interest

£1,000 saved

£28.00

At 2.8% AER

£5,000 saved

£140

At 2.8% AER

£10,000 saved

£280

At 2.8% AER

£250,000 saved

£7,000

At 2.8% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Loughborough Building Society Barrow Upon Soar Library Saver - Access X4

Jonny PeaseCo-Founder, DepositScout

This account pays 2.80%, which is below the easy access market average and 2.20% behind the current market leader at 5.00%, so it is hard to recommend on rate alone. At 2.80% it also sits 0.30% below CPI inflation of 3.1% (Aug 2026), meaning your money loses real purchasing power. The key practical catch is that withdrawals are limited to four per year, which removes much of the flexibility you would normally expect from easy access. If you want something genuinely comparable, Kent Reliance Branch Easy Access Saver is paying 3.20% with a £1,000 minimum, the same as here.

Compare Easy Access Accounts

2 alternatives to Loughborough Building Society's Barrow Upon Soar Library Saver - Access X4

Same type of account, closest on rate.

Common questions about the Barrow Upon Soar Library Saver - Access X4

D

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4.20% AER
4.75%
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