Easy Access

Loughborough Building Society Access x3 Review

A competitive easy access account from Loughborough Building Society, with a £1,000 minimum deposit. It ranks 98th of 194 easy access accounts we track.

Variable rate

3.15%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£250,000

Access

Limited withdrawals

Interest paid

Yearly

How It Stacks Up

Ranks 98th of 194

Easy access accounts we track

Above average
This account 3.15%
UK CPI (Aug 2026)
3.10%
About the same
Average easy access
2.86%
Pays 0.29% more
Best easy access
5.50%
Pays 2.35% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 1.40% more than this Loughborough Building Society account
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A Good Fit For

  • Pro: New and existing savers

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You need at least £1,000 to open it

Good to Know

You can only make three withdrawals per account year (1st April-31st March).

Please verify all details with the provider – see our Disclaimer

See all Loughborough Building Society accounts

Estimated returns with Loughborough Building Society's Easy Access

What you could earn with Loughborough Building Society's Access x3.

Estimated interest

£1,000 saved

£31.50

At 3.15% AER

£5,000 saved

£158

At 3.15% AER

£10,000 saved

£315

At 3.15% AER

£250,000 saved

£7,875

At 3.15% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Loughborough Building Society Access x3

Jonny PeaseCo-Founder, DepositScout

The Access x3 pays 3.15%, which is below the easy access market average and 1.85% behind the category leader at 5.00%, so this is not a rate I would lead with. It just edges above August 2026 CPI of 3.1% by 0.05%, which is something, but barely. The real catch is the withdrawal limit, so anyone who needs regular access should look elsewhere. Kent Reliance Branch Easy Access Saver pays 3.20% with a £1,000 minimum if you want a modest step up.

Compare Easy Access Accounts

2 alternatives to Loughborough Building Society's Access x3

Same type of account, closest on rate.

Common questions about the Access x3

D

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4.20% AER
4.75%
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