Cash ISA

Loughborough Building Society 120 Day Notice Cash ISA Review

A notice cash ISA from Loughborough Building Society, with a £3,000 minimum deposit. It ranks 15th of 24 notice cash ISAs we track.

Variable rate

3.05%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£3,000

Max balance

No limit

Access

No withdrawals without notice or penalty

Interest paid

Yearly

Transfers in

Accepted

How It Stacks Up

Ranks 15th of 24

Notice cash ISAs we track

Below average
This account 3.05%
UK CPI (Aug 2026)
3.10%
Pays 0.05% less
Average notice cash ISA
3.19%
Pays 0.14% less
Best notice cash ISA
4.04%
Pays 0.99% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare cash ISAs

A Good Fit For

  • Pro: New and existing savers

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You need at least £3,000 to open it
  • Con: Not flexible: money you withdraw can't be replaced without using more allowance

Good to Know

Withdrawals are subject to 120 days’ notice, alternatively, you can withdraw immediately subject to a penalty equivalent to 120 days interest on the amount withdrawn.

Please verify all details with the provider – see our Disclaimer

See all Loughborough Building Society accounts

Estimated returns with Loughborough Building Society's Cash ISA

What you could earn with Loughborough Building Society's 120 Day Notice Cash ISA.

Estimated interest

£5,000 saved

£152

At 3.05% AER

£10,000 saved

£305

At 3.05% AER

£50,000 saved

£1,525

At 3.05% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Loughborough Building Society 120 Day Notice Cash ISA

Jan WatermannCo-Founder, DepositScout

Loughborough Building Society's 120 Day Notice Cash ISA pays 3.05%, which is below the market average for Cash ISAs and sits 2.20% behind the category leader at 5.25%. At 0.05% below August 2026 CPI of 3.1%, your money is barely keeping pace with inflation. The 120-day notice period is a real constraint, and you need at least £3,000 to open. If you want a notice ISA with a stronger rate, Swansea Building Society's 90 Day Notice Cash ISA pays 4.00% with a shorter wait to access your money.

Compare Cash ISAs

1 alternatives to Loughborough Building Society's 120 Day Notice Cash ISA

Same type of account, closest on rate.

Common questions about the 120 Day Notice Cash ISA

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