Protection
FSCS£120,000
Min balance
£1
Max balance
£20,000
Access
90 Days
Interest paid
Annually
Transfers in
Accepted
How It Stacks Up
Ranks 2nd of 24
Notice cash ISAs we track
This account 4.00%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.90% more
- Average notice cash ISA
- 3.19%
- Pays 0.81% more
- Best notice cash ISA
- 4.04%
- About the same
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A Good Fit For
- Pro: New and existing savers
- Pro: Flexible: take money out and put it back in the same tax year without using more allowance
Worth Weighing Up
- Con: The rate is variable, so it can go down
Good to Know
Age 18+, sole name only, one per person. New applicants must live in Wales; existing Swansea members anywhere in the UK can also open one. Only one Swansea Cash ISA can take this tax year's subscriptions.
Please verify all details with the provider – see our Disclaimer
See all Swansea Building Society accounts