Protection
FSCS£120,000
Monthly limit
£250
Max balance
£3,000
Access
Instant
Interest paid
On maturity
How It Stacks Up
Ranks 5th of 54
Regular savers we track
- UK CPI (Aug 2026)
- 3.10%
- Pays 3.40% more
- Average regular saver
- 4.97%
- Pays 1.53% more
- Best regular saver
- 8.00%
- Pays 1.50% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A Good Fit For
- Pro: New and existing savers
- Pro: Savers who want instant access
- Pro: People who can save a set amount each month
Worth Weighing Up
- Con: The rate is variable, so it can go down
- Con: You can only pay in up to £250 a month
- Con: You can only save up to £3,000
Good to Know
Only for people who were Leeds members (a savings account with at least £1 or a mortgage) on or before 31 December 2025 and have stayed members since; UK residents 18+. Joint accounts allowed, one account per person. Opened in branch or by post. At maturity on 1 November 2027 funds move to an instant access maturity account.
Please verify all details with the provider – see our Disclaimer
See all Leeds Building Society accounts