Regular Saver from Lloyds Bank
Protection
FSCS
Up to £120,000
Monthly limit
£250
Access
Instant
Interest paid
On maturity
To access this regular saver account you will need a Club Lloyds or Premier current account.
Please verify all details with the provider – for more info read our Disclaimer
This account suits existing Lloyds Club Lloyds current account holders who want to earn 6.25% on up to £250 a month, with the reassurance that they can dip into the money without penalty if needed. Interest is paid after 12 months, so you won't see the return until maturity. The main constraint is the £250 monthly cap, which limits your maximum interest to a relatively modest sum over the year. If you're not already a Club Lloyds customer, I would check Nationwide's Flex Regular Saver or Virgin Money's Regular Saver Exclusive first, both of which pay 6.50%.
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