Protection
FSCS£120,000
Min balance
£1
Max balance
£20,000
Access
Instant
Interest paid
Monthly
Transfers in
Accepted
How It Stacks Up
Ranks 73rd of 137
Cash ISAs we track
This account 3.00%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.10% less
- Average cash ISA
- 2.98%
- About the same
- Best cash ISA
- 4.87%
- Pays 1.87% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Trading 212
Cash ISA
4.60%
AER
- Pays 1.60% more than this Kroo account
- Includes a 1.00% bonus for 12 months, then 3.60%
We may earn a commission if you open this account.
A Good Fit For
- Pro: Savers who want instant access
- Pro: Savers who want a monthly income
- Pro: Flexible: take money out and put it back in the same tax year without using more allowance
Worth Weighing Up
- Con: The rate is variable, so it can go down
- Con: You need a Kroo Personal current account to open it
Good to Know
A Kroo Personal Current Account is required to open this ISA, subject to eligibility. The account is free to open with no monthly fees and is managed via the Kroo app.
Please verify all details with the provider – see our Disclaimer
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