Kent Reliance Two year fixed rate cash ISA Review4.98% AER (Sep 2026)

Cash ISA from Kent Reliance

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Protection

FSCS

Up to £120,000

Min balance

£1,000

Max balance

£900,000

Access

2 Years

Interest paid

Monthly/
Annually

Transfers in

Accepted

Who Is This For

Learn more about Kent Reliance

New and existing savers
Savers happy with a £900,000 cap
Savers who can deposit at least £1,000

Additional Info

All payments to and from your Kent Reliance account must be from a UK personal current account in your name, from another savings account you hold with us using the same Online Services or transferred from another ISA provider.

Please verify all details with the provider – for more info read our Disclaimer

Estimated returns with Kent Reliance's Cash ISA

Want to know how much interest you will receive with Kent Reliance's Two year fixed rate cash ISA?

Estimated interest

£1,000 saved

£102

At 4.98% AER

£5,000 saved

£510

At 4.98% AER

£10,000 saved

£1,021

At 4.98% AER

£900,000 saved

£91,872

At 4.98% AER

Estimated over the 24-month term, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.

Our Expert Opinion on Kent Reliance Two year fixed rate cash ISA

Kent Reliance's two-year fixed rate cash ISA at 4.98% is a solid pick for anyone wanting to shelter a meaningful lump sum from tax while locking in a competitive rate, and the fact that it accepts ISA transfers in makes it useful if you want to consolidate older ISA pots. You need at least £1,000 to open it and can hold up to £900,000, so it suits a wide range of savers. The main catch is the usual one with fixed-rate accounts: your money is tied up for two years, so only commit what you genuinely will not need. If you are comfortable going longer, Vida Savings currently edges it out at 5.00% over five years, though that is a much longer commitment.
Jonny Pease (Co-Founder)DepositScout