Kent Reliance Three year fixed rate cash ISA Review4.96% AER (Sep 2026)

Cash ISA from Kent Reliance

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Protection

FSCS

Up to £120,000

Min balance

£1,000

Max balance

£900,000

Access

3 Years

Interest paid

Monthly/
Annually

Transfers in

Accepted

Who Is This For

Learn more about Kent Reliance

New and existing savers
Savers happy with a £900,000 cap
Savers who can deposit at least £1,000

Additional Info

All payments to and from your Kent Reliance account must be from a UK personal current account in your name, from another savings account you hold with us using the same Online Services or transferred from another ISA provider.

Please verify all details with the provider – for more info read our Disclaimer

Estimated returns with Kent Reliance's Cash ISA

Want to know how much interest you will receive with Kent Reliance's Three year fixed rate cash ISA?

Estimated interest

£1,000 saved

£156

At 4.96% AER

£5,000 saved

£782

At 4.96% AER

£10,000 saved

£1,563

At 4.96% AER

£900,000 saved

£140,672

At 4.96% AER

Estimated over the 36-month term, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.

Our Expert Opinion on Kent Reliance Three year fixed rate cash ISA

Kent Reliance's three-year fixed rate cash ISA at 4.96% is a solid pick for savers who want to lock in a competitive ISA rate and already have existing ISA balances to consolidate, since transfers in are accepted. The minimum deposit of £1,000 is accessible for most people, and you can choose to take interest monthly or annually, which suits those who want a small income stream as well as those happy to roll it up. The real catch is the three-year lock-in: your money is tied up for the full term, so I would only commit funds you are confident you will not need before then.
Jan Watermann (Co-Founder)DepositScout