Notice Account

Investec 90-Day Notice Saver Review

A competitive notice account from Investec, needing 90 days' notice, with a £5,000 minimum deposit. It ranks 38th of 101 notice accounts we track.

Variable rate · 90 days' notice

4.00%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£5,000

Max balance

£250,000

Access

90 Days

Interest paid

Annually

How It Stacks Up

Ranks 38th of 101

Notice accounts we track

Above average
This account 4.00%
UK CPI (Aug 2026)
3.10%
Pays 0.90% more
Average notice account
3.53%
Pays 0.47% more
Best notice account
4.40%
Pays 0.40% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare notice accounts

A Good Fit For

  • Pro: New and existing savers

Worth Weighing Up

  • Con: You need to give 90 days' notice to withdraw
  • Con: The rate is variable, so it can go down
  • Con: You need at least £5,000 to open it

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Estimated returns with Investec's Notice Account

What you could earn with Investec's 90-Day Notice Saver.

Estimated interest

£5,000 saved

£200

At 4% AER

£10,000 saved

£400

At 4% AER

£50,000 saved

£2,000

At 4% AER

£250,000 saved

£10,000

At 4% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Investec 90-Day Notice Saver

Jonny PeaseCo-Founder, DepositScout

Investec's 90-Day Notice Saver pays 4% and sits near the market average for notice accounts, which is 0.40% behind the category leader at 4.40%, so it is not the sharpest rate available. That said, 4% does beat August 2026 CPI of 3.1% by 0.90%, so your money is at least growing in real terms. The main catch is the 90-day notice period, which means you cannot access funds quickly, and the £5,000 minimum makes it less suitable for smaller savers. United Trust Bank's 40 Day Notice pays 4.10% with a shorter wait if flexibility matters to you.

2 alternatives to Investec's 90-Day Notice Saver

Same type of account, closest on rate.

Common questions about the 90-Day Notice Saver

D

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