Investec 1-Year Fixed Rate Saver Review5.00% AER (Sep 2026)

Fixed Rate from Investec

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Protection

FSCS

Up to £120,000

Min balance

£5,000

Max balance

£250,000

Access

No access until maturity

Interest paid

On maturity

Who Is This For

Learn more about Investec

New and existing savers
Savers happy with a £250,000 cap
Savers who can deposit at least £5,000
Savers who can lock money away for 1 Year

Additional Info

This fixed term savings account is opened and managed online. How you apply depends on whether or not you already have an Investec 90-Day Notice Saver, Fixed Rate Saver or Online Flexi Saver.

Please verify all details with the provider – for more info read our Disclaimer

Calculate your tax liability for this accountSee what you might pay on the interest from Investec's 1-Year Fixed Rate Saver.

Estimated returns with Investec's Fixed Rate

Want to know how much interest you will receive with Investec's 1-Year Fixed Rate Saver?

Estimated interest

£5,000 saved

£250

At 5% AER

£10,000 saved

£500

At 5% AER

£50,000 saved

£2,500

At 5% AER

£250,000 saved

£12,500

At 5% AER

Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.

Our Expert Opinion on Investec 1-Year Fixed Rate Saver

Investec's 1-Year Fixed Rate Saver at 5.00% is a solid choice for savers who have at least £5,000 sitting idle and want a clean, straightforward one-year fix with a well-regarded bank. I like that interest is paid annually into your linked account rather than rolled up, so you see a return before maturity. The real catch is that you cannot access your money at all until the term ends, so only commit funds you genuinely will not need. If you want to shop around, GB Bank is currently offering 5.05% on a comparable one-year bond.
Jan Watermann (Co-Founder)DepositScout