GB Bank 1 Year Fixed Rate Bond Review5.05% AER (Sep 2026)

Fixed Rate from GB Bank

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Protection

FSCS

Up to £120,000

Min balance

£1,000

Max balance

£100,000

Access

No access until maturity

Interest paid

Monthly

Who Is This For

Learn more about GB Bank

New and existing savers
Savers happy with a £100,000 cap
Savers who can deposit at least £1,000
Savers who can lock money away for 1 Year

Additional Info

GB Bank will contact you at least 14 calendar days before your maturity date to let you know your options.

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Calculate your tax liability for this accountSee what you might pay on the interest from GB Bank's 1 Year Fixed Rate Bond.

Estimated returns with GB Bank's Fixed Rate

Want to know how much interest you will receive with GB Bank's 1 Year Fixed Rate Bond?

Estimated interest

£1,000 saved

£50.50

At 5.05% AER

£5,000 saved

£252

At 5.05% AER

£10,000 saved

£505

At 5.05% AER

£100,000 saved

£5,050

At 5.05% AER

Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.

Our Expert Opinion on GB Bank 1 Year Fixed Rate Bond

GB Bank's 1 Year Fixed Rate Bond pays 5.05% and sits near the top of the one-year fixed market, making it worth a look for anyone who can lock away between £1,000 and £100,000 for the full term. Interest is calculated daily and can be paid monthly or at maturity, which is a useful option if you want a regular income stream. The firm catch is that there is no access until maturity, so only commit money you genuinely will not need for a year. If you want a close alternative, Investec's 1-Year Fixed Rate Saver is currently at 5.00%.
Jan Watermann (Co-Founder)DepositScout