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Hodge Bank 2 Year Fixed Rate Cash ISA Review4.81% AER (Sep 2026)

Cash ISA from Hodge Bank

Protection

FSCS

Up to £120,000

Min balance

£1,000

Max balance

£20,000

Access

2 Years

Interest paid

Annually or Monthly

Transfers in

Not accepted

  • Savers happy with a £20,000 cap
  • Savers who can deposit at least £1,000

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Estimated returns with Hodge Bank's Cash ISA

Want to know how much interest you will receive with Hodge Bank's 2 Year Fixed Rate Cash ISA?

Estimated interest

£1,000 saved

£98.51

At 4.81% AER

£5,000 saved

£493

At 4.81% AER

£10,000 saved

£985

At 4.81% AER

£20,000 saved

£1,970

At 4.81% AER

Estimated over the 24-month term, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.

Our Expert Opinion on Hodge Bank 2 Year Fixed Rate Cash ISA

Hodge Bank's 2 Year Fixed Rate Cash ISA pays 4.81% and suits savers who want a competitive, tax-free rate locked in for two years and are happy choosing between annual or monthly interest payments. The deposit window is fairly narrow at £1,000 to £20,000, and the account does not accept ISA transfers in, so if you have existing ISA money elsewhere you would need to look elsewhere for that. If you want the same rate with more flexibility on term, Charter Savings Bank offers 4.81% on both a one and two year fixed Cash ISA, which is worth a look.

Compare Cash ISAs

3 alternatives to Hodge Bank's 2 Year Fixed Rate Cash ISA

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