Cash ISA from Charter Savings Bank
Protection
FSCS
Up to £120,000
Min balance
£5,000
Max balance
£1,500,000
Access
2 Years
Interest paid
Monthly/
Annually
Transfers in
Accepted
Please verify all details with the provider – for more info read our Disclaimer
Want to know how much interest you will receive with Charter Savings Bank's 2 Year Fixed Rate Cash ISA?
Estimated interest
£5,000 saved
£493
At 4.81% AER
£10,000 saved
£985
At 4.81% AER
£50,000 saved
£4,926
At 4.81% AER
£1,500,000 saved
£147,770
At 4.81% AER
Estimated over the 24-month term, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.
Charter Savings Bank's 2 Year Fixed Rate Cash ISA pays 4.81% and accepts transfers in, which makes it a solid option for anyone looking to consolidate existing ISA money into a competitive fixed rate. The £5,000 minimum is worth noting, so it suits savers who already have a decent pot rather than those starting from scratch. The real catch is the two-year lock-in, so only commit money you are confident you will not need until the term ends. If you want the same rate with more flexibility, Charter's own 1 Year Fixed Rate Cash ISA also sits at 4.81%, which I would consider if the shorter term suits you better.
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