Hinckley & Rugby Building Society 180 Day Notice Cash ISA Review

A competitive notice cash ISA from Hinckley & Rugby Building Society. It ranks 10th of 24 notice cash ISAs we track.

Variable rate

3.35%AER

Protection

FSCS£120,000

Min balance

£500

Max balance

No limit

Access

180 Days

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 10th of 24

Notice cash ISAs we track

Above average
This account 3.35%
UK CPI (Aug 2026)
3.10%
Pays 0.25% more
Average notice cash ISA
3.19%
Pays 0.16% more
Best notice cash ISA
4.04%
Pays 0.69% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Hinckley & Rugby Building Society's Cash ISA

What you could earn with Hinckley & Rugby Building Society's 180 Day Notice Cash ISA.

Estimated interest

£1,000 saved

£33.50

At 3.35% AER

£5,000 saved

£168

At 3.35% AER

£10,000 saved

£335

At 3.35% AER

£50,000 saved

£1,675

At 3.35% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Hinckley & Rugby Building Society 180 Day Notice Cash ISA

Jonny PeaseCo-Founder, DepositScout

Hinckley & Rugby's 180 Day Notice Cash ISA pays 3.35%, which is below the market average for cash ISAs and sits 1.90% behind the current category leader at 5.25%, so this is not a rate I would lead with. It does beat August 2026 CPI of 3.1% by 0.25%, which at least means your money is growing in real terms. The 180-day notice period is a meaningful commitment, and with a minimum of £500 to open, savers who want shorter notice and a better rate might find Swansea Building Society's 90 Day Notice Cash ISA at 4.00% worth a look instead.

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1 alternatives to Hinckley & Rugby Building Society's 180 Day Notice Cash ISA

Same type of account, closest on rate.

Common questions about the 180 Day Notice Cash ISA

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